Time is fleeting. Have you been contemplating bankruptcy? Have you explored the alternatives? Do you know the available options? Do you know the differences among chapters 7, 11 and 13? Are you aware that you can liquidate a business outside of bankruptcy? Can you keep your home? What will happen to your credit? Are you a small to medium sized business with creditors harassing you? We can help. At the very least we can point you in the right direction.

There is quite a bit of misinformation out there. Some people believe that since the passage of the 2005 amendments to the Bankruptcy Code one cannot file bankruptcy anymore if one has credit card debts. That is simply not true. Don't make a decision with the wrong information. FIND A PROFESSIONAL! There are plenty of attorneys who will give you information about insolvency and bankruptcy. Many will waive the initial fee or charge a reduced rate for the initial consultation.

This website will  give you an idea of what bankruptcy entails and the forms that are required. This is not intended to give you legal advice, but merely links to information that will help you to get  informed. Click on the INFORMATION link to the right to use those links. Explore the pages on this site. After reading the information, you can decided whether to go it alone or contact an attorney who concentrates in insolvency and bankruptcy law.

If you are an individual and want to get the process of filing started with us , then click on the FILING INFO link to the right and complete the materials there. We urge you to read Common Mistakes also. If you are a business, then call us. We can discuss the alternatives.

You can call or fax us at 888-472-0008 for further information. 

Note that the information contained on this website is general in nature and is not intended to be a substitute for legal advice. Neither this site nor your access to it creates an attorney-client relationship between you and us.